First Rate Debt SolutionsContact Us

Leave the Red and get Back to Black


  • Stress and sleepless nights
  • Fearing the post

  • Being harassed by creditors

  • Worry of not being able to provide for your family

  • Threats of court or debt collectors

  • Concerns you could lose your home


Is debt bringing you the same misery?

We have the answers to make your life simpler, less stressful and hopefully more affordable with our consumer debt management plans.

First Rate Debt Solutions understands debt. We’ve had debt management experience for over 15 years and know how easy it is to find yourself with financial problems, unable to make payments to regular commitments and not seeing an end to the misery and stress this can bring.

However, First Rate Debt Solutions know how to get you out of debt and with careful consideration and liasing with your creditors (those you owe money to), debt management help is only a phone call or click away.

A consumer debt management plan could be the solution to allowing you to get on with your life by turning your loans, credit cards, store cards and overdrafts into one affordable, single monthly payment, helping you pay off your debts and making your finances easier to manage

First Rate Debt Solutions will speak to your creditors to negotiate reduced payments and request that the interest and charges are stopped or at least reduced. There are no guarantees they'll agree to it, but should they agree, it would mean your monthly payments go towards clearing your actual debt rather than covering only the interest and charges.
Call 0845 070 7304 for consumer debt management help today.

Debt Advice Services tailored to help you – Debt Management Plans, I.V.A.’s, Trust Deeds & Repossession.

There are many reasons why people get into debt with credit cards, store cards and sometimes after a death within the immediate family. Some of our clients have had debt arising from divorce, separation, single parenthood, disability, ill health, injury, redundancy or loss of work. Through these difficult times, people can get into debt with mortgages, car finance, personal and secured loans. Unable to keep up monthly payments on credit cards and loans, people are chased for late payments as a result. No matter the reason……..if this is your situation, you need consumer debt management help and debt solutions to these problems. Do not delay, call us on 0845 070 7304.


First Rate Debt Solutions believe in one-to-one debt management help and debt advice. Unlike other “free” services, we do not receive ‘funding’ or ‘sponsorship’ from creditors and are dedicated to ensure we act very much in your interests. Every one of our clients has access to a Personal Debt Manager and he/she will do their utmost to ensure you get the proper service and attention in what can be a very stressful time for you. They’ll deal with your creditors, provide debt management help and advice and make sure that your debt solutions plan is always right for you. We aim to take the stress away………….

Do not hesitate in picking up the phone or simply just completing the online form and pressing send…….don’t delay……… First Rate Debt Solutions will help and we’ll do everything we can to find a solution for you with our consumer debt management plans…………………..

CALL 0845 070 7304 or complete the enquiry form and we’ll provide FREE advice to the most appropriate plan for you today…………………………….


 

Debt Management Plan




A Debt Management Company arrange a Debt Management Plan for your unsecured debts (credit cards, loans, catalogues, etc). The plan calculates what you can afford each month and the amount you repay is paid by you to the debt management company.


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IVA's


An IVA is different to a debt management plan, mainly in that it acts as a legally binding agreement between you and your creditors, effectively freezing interest charges and setting an affordable monthly payment amount over an agreed fixed period, usually 5 years.

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Trust Deeds

A trust deed or protected trust deed is a legally binding debt repayment agreement for debts above £8000 and is similar to an IVA, although lasts no longer than 3 years whereas an IVA is 5 years.

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SARB


If repossession proceedings of your home is a strong possibility, we can guide you to government approved schemes that allow you to sell and in turn rent the property back. This can be done with the utmost discretion.

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First Rate Debt Solutions offers confidential, impartial advice and will ensure a licensed professional arranges your debt solution. Failure to adhere to a debt solution could result in further financial problems. Please note that whilst initial advice is free, fees may be payable depending on the solution provided. First Rate Debt Solutions - Consumer Credit License No. 0308630.